Best Credit Cards for Streaming Services
You most likely pay for a minimum of one streaming provider. Maybe you favor Netflix for on-demand content material, or Sling TV for are living TV, or Spotify for tune.
Whatever your desire, paying for streaming services and products permits you to devour virtual content material whilst you’re at house or at the cross. And you’re now not by myself. The moderate family spent $55 per thirty days on streaming services and products in Q2 2021, consistent with J.D. Power.
As it seems, your streaming addiction isn’t a unconditionally sunk value. Some of the most efficient cash-back bank cards, trip rewards bank cards, or even gasoline bank cards be offering spectacular charges of go back on eligible streaming purchases. You simply wish to select the suitable one.
Best Credit Cards for Streaming Services
These are the most efficient bank cards to buy streaming services and products with presently.
Each has a definite target audience made up our minds via its different rewards classes or options. But all have one essential factor in commonplace: They praise streaming purchases rather well certainly.
Best Overall: Blue Cash Preferred® Card from American Express
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The Blue Cash Preferred® Card from American Express is our best select for streaming content material fanatics. It earns a greater go back on streaming purchases than every other card in this checklist: 6%.
Blue Cash Preferred’s checklist of eligible streaming services and products is expansive. It options the most well liked visible streaming suppliers, together with however now not restricted to Netflix, YouTube TV, Sling TV, Hulu, Disney+, Amazon Prime Video, and DirecTV Stream. It additionally options audio or multimedia streaming services and products like Pandora, Spotify, Apple Music, Amazon Music Unlimited, and Stitcher.
Additional options:
- 6% cash-back at the first $6,000 in eligible U.S. grocery store purchases each and every yr, then 1% again (cash-back accrues as Reward Dollars that may be redeemed for commentary credit).
- 3% cash-back on eligible transit purchases, together with taxis/rideshare, parking, tolls, trains, buses.
- 3% cash-back on eligible U.S. gasoline station purchases.
- 1% cash-back on different purchases.
- Introductory APR Offer: 0% APR on purchases for twelve months. Following the tip of the introductory duration, the common APR is variable (lately 13.99% to 23.99%), relying on prevailing charges and your own creditworthiness. See this card’s charges and charges web page.
- Welcome Offer: Earn $300 again after you spend no less than $3,000 on purchases throughout the first six months. Cash-back accrues as Reward Dollars that may be redeemed for commentary credit.
- $95 annual rate after the primary yr.
Best for Frequent Travelers: U.S. Bank Altitude® Connect Visa Signature® Card
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The U.S. Bank Altitude® Connect Visa Signature® Card is the most efficient streaming bank card for widespread vacationers. In truth, it’s one of the most highest bank cards for widespread vacationers, duration.
That’s as it earns 4x issues on eligible trip purchases, together with gasoline stations, airfare, resorts, and automobile leases. It additionally supplies as much as $100 to offset your TSA PreCheck® or Global Entry® software rate as soon as each and every 4 years. See this card’s charges and charges web page.
Altitude Connect earns an excellent price of go back on eligible streaming purchases too: 2x issues. And it’s the one card in this checklist to provide direct commentary credit in opposition to eligible streaming purchases: as much as $30 consistent with yr.
Additional options:
- 2x issues on eligible eating place eating, grocery retailer, and grocery supply purchases.
- Spend $3,000 in eligible purchases throughout the first 120 days of account opening to earn 50,000 bonus issues.
- Up to $600 in mobile phone coverage protection consistent with incident (much less $25 deductible).
- $95 annual rate; no overseas transaction rate.
Best for People Who Like In-Person Entertainment Too: Capital One SavorOne Cash Rewards Credit Card
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The Capital One SavorOne Cash Rewards Credit Card is the very best hybrid for leisure enthusiasts. In addition to an excessively cast 3% cash-back price on eligible streaming purchases, it earns 3% cash-back on purchases of in-person leisure and eating place eating (together with dine-in and takeout).
Additional options:
- 3% cash-back on eligible grocery retailer purchases.
- Earn a one-time $200 coins bonus after you spend $500 on eligible purchases within the first 3 months.
- 0% APR on purchases and steadiness transfers for the primary 15 months from account opening — thereafter, variable common APR applies (lately 14.99% to 24.99% variable).
- No annual rate or overseas transaction rate.
Best for Students: Capital One SavorOne Student Cash Rewards Credit Card
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The Capital One SavorOne Student Cash Rewards Credit Card is the most efficient scholar bank card for streaming purchases. Like the grownup model, it delivers limitless 3% cash-back on eligible streaming purchases — a just about unheard-of price of go back for an entry-level bank card designed in particular for younger other folks.
Additional options:
- 3% cash-back on eligible grocery retailer purchases, leisure purchases, and eating place purchases.
- No annual rate or overseas transaction rate.
- You may well be regarded as for a better credit score line after six months of accountable use and well timed bills.
Best for Frequent Online Shoppers: Amazon Prime Rewards Visa Signature Card
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If you’re a paid-up Amazon Prime member, the Amazon Prime Rewards Visa Signature Card earns limitless 5% cash-back on all eligible purchases within the Amazon ecosystem, together with Amazon Prime Video (on-demand streaming) purchases. That’s one thing, despite the fact that it doesn’t follow on your Netflix or Hulu subscriptions too.
Additional options:
- Earn 5% cash-back on eligible Whole Foods Market purchases.
- Earn limitless 2% coins again on eligible purchases at eating places, gasoline stations, and drugstores.
- Get a $100 Amazon present card straight away upon approval — exclusions follow; see phrases for main points.
- Amazon Prime club ($119 consistent with yr) is needed to earn 5% cash-back on Amazon-ecosystem purchases — in a different way, earn 3% cash-back on Amazon purchases.
Methodology: How We Select the Best Credit Cards for Streaming Purchases
We use 5 key elements to guage the most efficient playing cards for streaming leisure purchases. Each pertains to a particular value or get advantages for card customers, like annual charges or go back on streaming spending.
1. Return on Streaming Purchases (Rewards Rate)
Return on streaming purchases is crucial attention for somebody in quest of a streaming rewards bank card. This price determines how handsomely your card rewards you for buying streaming services and products.
2. Return on Spending in Other Rewards Categories
None of the bank cards in this checklist praise handiest streaming purchases. They wouldn’t be superb rewards bank cards in the event that they did.
After confirming that the cardboard’s go back on streaming spending is suitable, take a look at what else its rewards program has to provide. Most of the playing cards in this checklist earn spectacular charges of go back — regularly 3% or higher — on on a regular basis purchases like gas, eating place spending, and groceries.
3. New Cardmember Offers
Many bank cards use beneficiant new cardmember gives to trap sign-ups. Also referred to as sign-up bonuses, welcome gives, or early spend bonuses, those promotions can ship masses of greenbacks in price. To earn it, you in most cases wish to transparent a specific spending threshold throughout the be offering duration, which usually lasts 3 to 6 months.
A an identical selection of bank cards, together with a number of in this checklist, be offering every other enticement for brand new cardholders: 0% APR introductory promotions on purchases, steadiness transfers, or each. If you wish to have to repay high-interest bank card debt or goal to finance a big acquire proper after opening your account, a nil% intro APR promotion may just prevent masses of greenbacks in curiosity fees.
4. Other Card Benefits
The highest streaming bank cards are greater than the sum in their rewards methods and new cardmember gives. They additionally be offering perks for vacationers, protections for customers, and fringe advantages that may temporarily stack up in price.
Each of the playing cards in this checklist has one thing else to trap cardholders. For instance, the U.S. Bank Altitude® Connect Visa Signature® Card, our best select for widespread vacationers, has a beneficiant trip credit score that just about offsets its annual rate.
5. Account Fees
Credit card charges cut back the price of rewards methods, new cardmember gives, and different card advantages.
This is especially true of annual charges, which penalize other folks who don’t spend very a lot (and thus don’t earn rewards in no time). Likewise, overseas transaction charges erode card price for individuals who steadily trip in a foreign country or make purchases from global traders.
Become a Streaming Credit Card Rewards Expert: Your Questions Answered
You have questions on the most efficient bank cards for streaming services and products. We have solutions.
How Do Credit Cards Define Streaming Services?
That will depend on the bank card. To know how a specific card defines “streaming services and products” — and due to this fact which streaming services and products qualify for bonus issues or miles — you’ll wish to learn its rewards program’s advantageous print.
Generally, although, fashionable visible streaming services and products qualify for bonus rewards. This comprises fashionable film and TV streaming services and products reminiscent of:
- Netflix
- Hulu and Hulu + Live TV
- Amazon Prime Video
- Disney+
- Sling TV
- DirecTV Stream
- Philo
- FuboTV
- YouTube TV
- Paramount+
Some bank cards additionally praise purchases with audio streaming services and products like Spotify and Pandora.
Can You Get Streaming Entertainment for Free With Any of These Cards?
Only any such playing cards gives everlasting reductions on or credit in opposition to streaming leisure purchases: the U.S. Bank Altitude® Connect Visa Signature® Card, which is excellent for as much as $30 in annual commentary credit for eligible streaming services and products, together with Netflix and Spotify.
Keep your eyes peeled for limited-time promotions of this type although. And be mindful that another playing cards would possibly be offering credit in opposition to positive varieties of streaming leisure services and products (and similar services and products like Peloton streamed workout routines).
Can You Qualify for a Streaming Credit Card With Bad Credit?
Never say by no means, however it gained’t be simple. The bank cards in this checklist marketplace themselves to candidates with excellent credit score or superb credit score, as do lots of the best rewards bank cards available on the market.
If your credit score ranking isn’t the place you’d adore it to be, believe making use of for a secured bank card or entry-level unsecured card first and dealing to construct your credit score. With time, your ranking would possibly enhance to the purpose the place you’ll have your select of those playing cards.
How Do You Choose the Best Streaming Credit Card?
Figure out what you price maximum in a bank card, then paintings backward from there.
If maximizing your go back on streaming purchases is your best precedence, you’ll wish to goal the cardboard that provides the most efficient payback: the Blue Cash Preferred® Card from American Express. But you might have different priorities, reminiscent of:
- Maxing out your rewards in different spending classes
- Earning the largest imaginable new cardmember be offering
- Qualifying for a protracted 0% intro APR be offering
- Reaping advantages that suit your spending patterns or way of life
- Minimizing card charges
Once you could have your bank card priorities directly, all that’s left to do is evaluation our checklist of the most efficient streaming playing cards and select the one who suits your existence highest.
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